Leverage Australia's largest business credit database

The Australian Profile effectively integrates a company’s business intelligence and credit risk to give you more thorough, accurate business credit information in a single document.

Quickly identify a company’s payment and risk trends with two numeric scores to help you make better credit decisions. The Payment Index measures the company’s loan repayment habits, while the Composite Index measures the likelihood of a negative occurrence in repayment history over the next two years.

A significant predictor of a company’s credit risk, the Composite Index uses seven risk factors to determine a single score that indicates a company’s overall creditworthiness. The risk factors include trade payment data — such as average days and balance past due — and negative occurrences, such as collection claims and judgments.

The Australian Profile provides eight quarters of payment and score history, which provides you a new look at the company's recent past and gives you a window into the future by identifying trends in payment behavior.