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Instant Credit Report for Tenant Screening - Pre-Employment Screening Company

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Instant Credit Report for Tenant Screening

 
Turnaround Time: Instant   Pricing: $15.00
 

Instant Credit Report for Tenant Screening

Provides an instant, online credit report with risk score for tenant screening purposes. Landlords, apartment managers and homeowners can utilize this instant online credit report to screen potential tenants. This credit report offers a credit risk score, which offers valuable insight into a potential tenant's financial responsibility. The best indicator of a tenant's future behavior is their past behavior, and the instant online tenant screening credit report is an excellent source for this information.

Info Cubic is obligated by the credit bureaus to make sure any credit reports we provideare being utilized by our clients strictly in compliance with the permissible purpose of tenant screening or employment screening.

The Credit Bureaus require any new or potential clients to abide by the following before gaining access to credit reports: (Please read this.)

  • Client must have a secure, commercial office. We cannot provide credit reports to clients operating out of their homes or in an insecure office location.
  • Client must agree to have their office inspected by a third party inspector. We invoice the one-time inspection fee at cost, which is typically $75-100 depending on the location of the office.  (high-volume users may have this fee waived)
  • Client must have a verifiable and valid business license.
  • Client must provide Info Cubic with a signed and properly worded release form from the applicant for any credit reports that are ordered. Info Cubic can provide a proper release form upon request.

Signup required documentation

Depending the type of your business, Experian requires the following documentation when you signup to get a credit report for tenant screening purposes.

 

Apartment Management Company

Real Estate Firm or Broker using reports for tenant screening

A Real Estate Agent Conducting Business as a Property Manager or Apartment Complex

Individual Landlord
Operating without business name

Individual Landlord operating under a business name

A physical inspection

Commercial Space

Commercial Inspection

Commercial Space

Annual Residential Inspection

Commercial Space

Access Security Document
(We will provide)

X

X

X

X

X

Client Agreement

X

X

X

X

X

A verifiable Website Address

X

X

X

X (if applicable)

X

A verifiable business telephone number

X

X

X

X

X

Minimum of 3 Rental Applications

X

X

X

X

X

Business License
(or state and/or federal tax records)

X

X

X

 

X

Maintained list of all apartment complexes and/or properties

X

X

 

 

X

Leasing agreement for each property

 

 

 

X

X

Copy of filed property title for each property

 

 

 

X

X

Government issued photo ID with the applicant

 

 

 

X

X

Business license status from a government website

 

 

 

 

X

Copy of Real Estate Broker’s license

 

X

 

 

 


Sample Credit Report for Tenant Screening -How to read credit report

Instant Credit Report

Name Searched   John smith
SSN Searched   111-56-****
Search ID   ****
Date Ordered   08/03/****
Date Completed   08/03/****
Results


EXPERIAN REPORT - 08/03/05

Personal Information


Reported

Name
 
 
Address

  John smith  DOB: 04/14/70
  Nickname - John
  Nickname - smith
  1566 HAVANA RD, NY 13160  Last Sub: 1270246


 
 
03/05 To 11/04


Employment


Date Reported

Last Updated

Origination

Employer

CARGILL SALT INC

02/00

11/04

Update


Scoring

Score Model: Experian/Fair, Isaac Risk Model V2   +484
Factor: 38 Serious delinquency and public record or collection filed
Factor: 13 Length of time(or unknown time) since account delinquent
Factor: 20 Length of time since legal item filed or collection item reported
Factor: 18 Number of accounts delinquent

+484


Public Records

Date Filed/
$Amount

Type/
Plaintiff

Reference/
Paid

Court/
Court Code

03/17/05
      $ 

  Bankruptcy Chapter 7 - petition filed 03/17/05

  D 5617286SDG

  US BKPT CT NY ALBANY
  1001009


Revolving Accounts

Current Status

Hist Status


Acc Name/Address

Status/
ECOA/
Condition

BALDT/
OPEN/
LSTPD/
DEL

Amt1/
Amt2

Pmt/
Term

$Bal

$Past Due

  Mths    30    60    90

Rating

PROVIDIAN FINANCIAL
 
Subcode: 320XXXX  KOB: BC
Status: DELINQ 90
** Purchased by another lender **
**CONSUMER STATEMENT** Y ITEM DISPUTED BY CONSUMER
Loan Type: 18 CRC

04/05 C
1
BK LIQ REO

04/05
02/01

04/05

1400-L
1672-H


REV

0

 

31    01 01 01
9321CCCCCCCC
CCCCCCCCCCCCC

R 9

PROVIDIAN FINANCIAL
 
Subcode: 320XXXX  KOB: BC
Status: DELINQ 90
** Purchased by another lender **
**CONSUMER STATEMENT** Y ITEM DISPUTED BY CONSUMER
Loan Type: 18 CRC

04/05 C
1
BK LIQ REO

04/05
02/99

04/05

6299-L
6896-H


REV

0

 

75    01 01 01
9321CCCCCCCC
CCCCCCCCCCCCC

R 9

MBNA AMERICA
 
Subcode: 1230101  KOB: BC
Status: DELINQ 90
Loan Type: 18 CRC

03/05 C
1
BK LIQ REO

03/05
01/02

03/05

1500-L
1863-H


REV

0

 

38    01 01 00
921CCCCCCCCC
CCCCCCCCCCCCC

R 9

       Revolving Totals




$0

$0

$0




Installment Accounts

Current Status

Hist Status


Acc Name/Address

Status/
ECOA/
Condition

BALDT/
OPEN/
LSTPD/
DEL

Amt1/
Amt2

Pmt/
Term

$Bal

$Past Due

  Mths    30    60    90

Rating

BENEFICIAL/HFC
Acct: 64170111111
Subcode: 15211111  KOB: FP
Status: BK LIQ REO
Loan Type: 27 R/O

01/05 C
1

01/05
10/04

01/05

47.2K-O
 


19MO

0

  

01    00 00 00
9

I 9

CAYUGA LAKE NATIONAL B
Acct: 701111110000
2112
Subcode: 3111111  KOB: BB
Status: CURR ACCT
Loan Type: 00 AUT

08/02 C
1
PAID

08/02
10/00

10.9K-O
 


60MO

0

 

24    00 00 00
BCCCCCCCCCCC
CCCCCCCCCCCC

I B

HFC
Acct: 60111118
Subcode: 2511111  KOB: FP
Status: CURR ACCT
Loan Type: 20 NTE

06/02 C
2
PAID

06/02
05/02

7780-O
 


60MO

0

 

02    00 00 00
BC

I B

GREEN TREE SERVICING L
Acct: 65421466
Subcode: 11111150  KOB: FP
Status: CURR ACCT
Loan Type: 02 SEC

01/02 C
2
PAID

01/02
10/99

70.5K-O
 


360MO

0

 

20    00 00 00
BCCCCCCCCCCC
CC000000

I B

CFCU COMMUNITY CR UNIO
Acct: 11111114
Subcode: 171111  KOB: FC
Status: CURR ACCT
Loan Type: 00 AUT

08/00 C
2
PAID

08/00
03/00

14.1K-O
 


73MO

0

 

06    00 00 00
BCCCCC

I B

CITIFINANCIAL
Acct: 6071111111
7013
Subcode: 1551111  KOB: FP
Status: DELINQ 180
Loan Type: 01 UNS

06/05
1
OPEN

06/05
09/04
11/04
06/05

10.2K-O
 

288
60MO

10.0K

2.0K

10    01 01 04
654321CCCC

I 6

       Installment Totals




$288

$10,062

$2,021




Inquiries

Inquiry Date

Subscriber/Acc#

Subcode/KOB

Amt/Type/Terms

07/18/05

  CREDCO

3903978 ZA

   /  / UNK

02/14/05

  GECF/SUZUKI

1609650 FF

   /  / UNK

02/04/05

  HSBC/TAX

4119800 BB

   /  / UNK

11/26/04

  CFCU COMMUNITY CR UNIO

1778218 FC

   /  / UNK

11/01/04

  BOMBARD BUICK PONTIAC

6965127 AN

   /  / UNK

09/29/04

  CIS INC

3903850 FR

   /  / UNK

09/14/04

  BAKEMARK INGREDIENTS

9906792 WZ

   /  / UNK

08/31/04

  FIRST USA

8200390 BC

   /  / UNK

08/06/04

  CAPITAL ONE FSB

1225210 BC

   /  / UNK

07/09/04

  FIRST USA

8200390 BC

   /  / UNK

06/21/04

  UNVL/CITI

1230223 BC

   /  / UNK

05/24/04

  CBCINNOVIS

1971970 FR

   /  / UNK

04/27/04

  FIRST USA

8200390 BC

   /  / UNK

04/06/04

  EXPERIAN

4301099 ZC

   /  / UNK

03/29/04

  LANDSAFE

6905630 FM

   /  / UNK

03/24/04

  LANDSAFE

6905630 FM

   /  / UNK


Messages
**** SSN DOES NOT MATCH

END OF REPORT - EXPERIAN


This is a sample Instant Credit report.




Instant Credit Report for Tenant Screening - Pre-Employment Screening Company
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